Financial Capital

Financial capital is the stock of unencumbered monetary assets invested in other
forms of capital or financial instruments. Financial capital, if well-managed, generates
monetary returns that can be used for further investment or consumption. For
example, financial capital can be invested in land protection through outright purchase
or purchase of easements. Public financial capital can be accumulated in a variety
of ways including building budget surpluses by collecting more in tax revenues
than is spent on services, borrowing through bonding, and charging fees for public
services over and above the real cost of services. “Rainy day funds” are an example
of public stewardship of financial capital, designed to help society weather risks and
uncertainties. In addition, through the growth of the nonprofit sector, private philanthropic
capital is often tapped for investment in other forms of capital that yield
public goods, for example, preventive health care programs to increase individual
capital. Stewardship of financial capital implies responsible investment to generate
added income as well as elimination of unnecessary cost or waste in providing public
goods and services. In creating wealth, we strive to invest financial capital in ways
that increase and improve the quality of the other six forms of wealth.
Financial capital – Money and other liquid financial assets (assets than can be
readily sold and converted to money), such as stocks, bonds, futures contracts,
and letters of credit, net of financial liabilities.

30 Mile Meal, Lake-to-River OH/PA

30 Mile Meal Lake-to-River OH PA's picture

The 30 Mile Meal is a local food branding and promotional campaign that aims to provide a shared identity for the many farmers, specialty and value-added food producers, retail markets, food events and independently-owned eateries and bars featuring locally sourced menus in the area. The campaign will enable these stakeholders to leverage the growth of dozens of farm stands, farmers markets, farm-to-school programs and local food and urban farming initiatives in the area to build a local food economy united under the 30 Mile Meal brand. 

Local Food Access through Innovative Food Pricing Class

AppStaple's picture

In 2011, Shagbark Seed & Mill started piloting a price class as part of a small enterprise grant received from the Wallace Center HUFED program. The below market pricing is exclusively for food access programs--and offers distributor pricing to schools, food banks, church groups and others that feed those who are food insecure.

1000 Acres Strong

Steve Fortenberry's picture

The Mahoning County-based agricultural non-profit, Goodness Grows, proposes to lead in the development of a 1000 acre NE Ohio network of diversified specialty crop farms that would create 150 to 250 new jobs for the unemployed and underemployed (including adults with disabilities).

Appleseed Microfinance

BThomas's picture

The Appleseed Microfinance Loan Fund is a flexible loan program designed to meet the financial needs of new and emerging small businesses. By providing funding alternatives for small businesses that are not able to access traditional bank financing, Appleseed is helping to generate and retain jobs in Northeast Ohio by providing loans ranging from $1,000-$50,000. With a wide range of potential uses of loan proceeds, the program is able to tailor financing to specifically meet a business’s short term, long term, or project oriented needs.

On Point Hydroponics Greenhouse Project summury

On Point Hydroponics's picture

On Point Hydroponics will provide organic produce to Columbus Ohio. We plan to construct a 7,000 sq ft greenhouse within Franklin County. Our greenhouse will include hydroponic systems that we currently sell at our site We intend to grow hardy vegetables including micro greens and herbs. Some of our crops will be specialty crops that are harder to find year round. Our produce will be certified organic and will be sold here in Columbus Ohio.


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